The Government of Pakistan has officially started disbursing the July-Aigust 2025 payments under the Benazir Kafalat Program. This initiative brings much-needed relief to low-income families across the country. The new payment cycle is being rolled out in phases, beginning with 49 districts to ensure smooth, transparent, and organized distribution.
Phase 1 Payment Launch 🚀
As per the Benazir Income Support Program (BISP) authorities, the first phase of payments has started and includes specific districts from Punjab, Sindh, Balochistan, Khyber Pakhtunkhwa, AJK, and Gilgit-Baltistan.
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Payment amount: Rs. 13,500
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Start date: Mid-July 2025
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Eligibility: Women registered with BISP with a PMT score of 32 or below (up to 37 for special categories like widows or disabled individuals)
Districts Included in Phase 1
Here’s a list of districts where payments are being disbursed first:
Punjab:
Rawalpindi, Murree, Attock, Chakwal, Jhelum, Islamabad, Talagang, Mandi Bahauddin, Narowal, Sialkot, Gujrat, Sargodha, Bhakkar, Khushab, Multan, Toba Tek Singh, Mianwali, Okara, Sheikhupura, Gujranwala, Wazirabad, Layyah, Bahawalpur
Sindh:
Sanghar, Nawab Shah, Benazirabad, Mirpur Khas, Tharparkar, Matiari, Umarkot, Jamshoro, Dadu, Khairpur, Ghotki
Balochistan:
Qila Abdullah, Qila Saifullah, Chaman, Pishin, Harnai, Ziarat, Sibi, Zhob, Loralai
Khyber Pakhtunkhwa:
Tank, Lakki Marwat, Buner
AJK & Gilgit-Baltistan:
Haveli, Ghizer
How to Receive the New Payment
Eligible women can collect their payment using one of the following methods:
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Designated Campsites: Bring your CNIC for biometric verification.
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HBL Connect Agents: Visit nearby authorized agents for collection.
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ATM Withdrawal (Selected Areas): Use HBL or Bank Alfalah ATMs with biometric verification.
Important Guidelines for Women
To avoid problems during payment:
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Bring your original CNIC (not expired).
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Always collect a receipt after receiving payment.
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Do not pay any agent or third party.
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Report deductions to BISP by calling 8171 or visiting the nearest office.
Not in Phase 1? Don’t Worry
If your district isn’t included in the initial rollout:
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Wait for Phase 2, which will be announced soon.
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Check your eligibility using the 8171 portal or SMS service.
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Ensure your NSER survey is completed and updated.
Common Questions Answered
Q: Can expired CNIC holders receive payments?
A: No. Only valid CNIC holders are eligible.
Q: Is visiting the camp mandatory?
A: No. Payments can also be collected from HBL agents or ATMs (in selected areas).
Q: What if an agent deducts some amount?
A: Report the issue immediately to 8171 or go to the nearest BISP office.
Final Thoughts
The April–July 2025 installment of the Benazir Kafalat Program is a lifeline for many. If you’re from a district in Phase 1, prepare your documents and head to your nearest payment point. If you’re not included yet, keep an eye out for Phase 2 announcements. Transparency and fair distribution are top priorities for BISP this time around.