Benazir Kafalat Stipend July 2025: Eligibility, Payment & Withdrawal Process

The Benazir Kafalat Stipend July 2025 is a key financial support program by the Benazir Income Support Programme (BISP 8171) to assist low-income families across Pakistan. This year, several updates have been introduced by BISP 8171 to enhance accessibility and the disbursement process. Beneficiaries will now receive Rs. 13,500 per quarter, with an improved digital mechanism for checking eligibility and withdrawing payments. The term quarter means they receive their payment after each 3 months.

A major goal of the program is to ensure that financial support reaches those who need it most, particularly widows, female heads of family, and economically vulnerable families. Additionally, the government has expanded payment collection methods to include ATMs, mobile wallets (JazzCash, Easypaisa), and BISP Cash Centers.

This guide covers everything you need to know about the eligibility criteria, payment methods, withdrawal process, and FAQs to help beneficiaries receive their stipends smoothly.

Recent Updates in Benazir Kafalat Stipend 2025

The government has introduced several enhancements to the Benazir Kafalat Stipend this year to improve efficiency and accessibility:

• Increased Stipend Amount: The quarterly stipend has been increased from Rs. 12,000 to Rs. 13,500.
• Simplified Eligibility Check: Beneficiaries can now check their status online via the 8171 web portal or through SMS service.
• Expanded Withdrawal Methods: Payments can be collected through bank ATMs, mobile wallets (JazzCash, Easypaisa), and BISP-designated centers.
• Digital Biometric Verification: This ensures secure transactions and prevents fraudulent claims.
• More Partner Banks Added: The Government has partnered with more banks to facilitate stipend withdrawals.

Eligibility Criteria for Benazir Kafalat Stipend

To qualify for the Benazir Kafalat Stipend 2025, applicants must meet the following requirements:

• Must be a Pakistani citizen with a valid CNIC.
• Belong to a low-income household with a poverty score below the government’s threshold.
• Preference is given to widows, divorced women, and female-headed households.
• Families already enrolled in BISP will continue receiving stipends if they meet the updated criteria.
• Government employees and taxpayers are not eligible for this stipend.

To check eligibility, applicants can use one of the following methods:

1. 8171 Web Portal: Visit the official BISP 8171 website, enter your CNIC, and get an instant eligibility update.
2. SMS Service: Send your CNIC number to 8171 and receive a response regarding your qualification status.

How to Withdraw the Rs. 13,500 Stipend?

Once a beneficiary has been verified, the stipend can be withdrawn through multiple channels:

1. Bank ATMs

• Visit a BISP-partnered ATM.
• Insert your CNIC and select the BISP option.
• Complete biometric verification.
• Withdraw your stipend amount.

2. Mobile Wallets (JazzCash & Easypaisa)

• Visit a JazzCash or Easypaisa agent.
• Provide your CNIC number.
• Verify identity via fingerprint scan.
• Receive cash instantly.

3. BISP Cash Centers

• Visit the nearest BISP Cash Center.
• Present your CNIC for verification.
• Complete biometric authentication.
• Receive your stipend in cash.

List of Banks Supporting BISP Payments

The following banks are officially supporting BISP stipend withdrawals:

• Habib Bank Limited (HBL)
• Bank Alfalah
• Bank of Punjab
• Mobilink Microfinance Bank (JazzCash)

Beneficiaries can withdraw their payments from these banks’ ATMs or designated branches.

Common Issues and Solutions

1. What if my CNIC is expired?

• Visit the nearest NADRA office and renew your CNIC.

2. What if my fingerprint verification fails?

• If fingerprint verification fails, visit NADRA for facial recognition verification.

3. What should I do if I haven’t received my payment?

• Contact the BISP helpline or visit the nearest BISP Tehsil Office.

Conclusion

The Benazir Kafalat Stipend 2025 aims to provide financial stability to low-income families across Pakistan. With an increased stipend amount, expanded payment options, and a simplified eligibility verification process, beneficiaries can now access their funds more easily.

If you qualify for the program, make sure to check your eligibility, register, and withdraw your stipend using the methods outlined above. Staying updated with BISP announcements ensures that you never miss out on your entitled support.

Frequently Asked Questions (FAQs)

1. How often is the Benazir Kafalat Stipend paid?

• The stipend is paid quarterly (every three months).

2. Can men apply for the Benazir Kafalat Stipend?

• Generally, this program prioritizes female-headed households, but some exceptional cases may be considered.

3. Can I collect my stipend from any bank?

• No, only designated partner banks allow withdrawals.

4. What should I do if I am declared ineligible?

• Visit the nearest BISP Tehsil Office to appeal and update your information.

5. What if I face issues withdrawing my payment?

• Call the BISP helpline or visit a BISP Cash Center for assistance.