The Government of Punjab has successfully completed registration for Phase 2 of the CM Punjab Livestock Card Program. Designed to empower small and medium livestock farmers, this initiative offers interest-free loans to help them feed and maintain their animals, reducing the financial burden on low-income rural communities. With a substantial allocation of Rs. 11 billion, the program represents a strong commitment to rural development, sustainable agriculture, and financial inclusion.
پنجاب حکومت کی جانب سے شروع کی گئی لائیوسٹاک کارڈ اسکیم کسانوں کی معاشی حالت بہتر بنانے کے لیے ایک اہم قدم ہے۔ اس اسکیم کے تحت بغیر سود قرض فراہم کیے جائیں گے تاکہ مویشیوں کی خوراک اور دیکھ بھال کے اخراجات کم ہوں اور دیہی معیشت میں بہتری آئے۔
یہ پروگرام خاص طور پر ان کسانوں کے لیے ہے جو ۵ سے ۲۰ جانور رکھتے ہیں، اور اس کا مقصد دودھ اور گوشت کی پیداوار میں اضافہ کرنا، قرضوں کے نظام کو ڈیجیٹل بنانا، اور کم آمدنی والے کسانوں کو خود کفیل بنانا ہے۔
Key Features of CM Punjab Livestock Card Phase 2
This phase of the program introduced several farmer-friendly features to ensure accessibility and transparency:
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Interest-Free Loans: From Rs. 135,000 to Rs. 540,000
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Repayment Period: 6 months
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Eligibility Target: Farmers owning 5 to 20 animals
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Collateral-Free: No property or guarantor required
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Digital Monitoring: Real-time tracking of loan and card usage
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Inclusive Approach: Active encouragement of women’s participation
The government aims to digitize rural lending, linking farmers to credit bureaus for better recordkeeping and promoting financial discipline.
Phase 2 Registration Timeline and Status
Registration for Phase 2 ran from 15 May to 15 June 2025. The window is now officially closed. Farmers who applied during this period are currently undergoing:
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Application verification
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Shortlisting of eligible applicants
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Printing and distribution of cards
Expected Distribution: Late July or early August 2025. Applicants will receive SMS notifications once the process is complete.
Objectives of the Livestock Card Program
This initiative is part of Punjab’s broader rural development strategy, with clear goals:
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Provide financial relief to small farmers
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Boost milk and meat production in Punjab
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Enhance rural livelihoods and self-reliance
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Modernize loan management with digital oversight
By eliminating interest and collateral requirements, the program lowers barriers for farmers who often lack formal banking access.
Eligibility Criteria for Phase 2
Strict criteria were enforced to ensure the program reached genuine beneficiaries:
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Must be a resident of Punjab
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Must own 5 to 20 animals (cattle, buffalo, goats, or sheep)
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Valid CNIC
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No history of loan default
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Verifiable details through government databases
Applicants failing to meet these conditions were not shortlisted.
How to Register for Future Phases
Though Phase 2 is closed, these methods are expected for future rounds:
SMS Registration
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Type CNIC number, add a space, and write PLC
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Send to 8070
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Wait for the approval message
Offline Registration
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Visit the nearest Livestock Department office
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Submit CNIC, utility bill, family details, and animal ownership proof
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Fill the form with staff assistance
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Submit and await confirmation
Farmers are encouraged to keep these steps in mind for the upcoming Phase 3.
When Will Cards Be Issued?
While the exact distribution dates are pending, the government has signaled:
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Distribution will likely start in late July or early August 2025
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Beneficiaries will be notified via SMS
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Verification and printing are ongoing
Farmers should keep their registered phone numbers active and ensure their CNIC and livestock details remain accurate.
What to Do If You Missed Phase 2
Farmers who did not register in time can:
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Prepare required documents in advance
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Stay alert for Phase 3 announcements
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Follow official channels like the Livestock Department website (https://livestock.punjab.gov.pk) and helpline (08000-9211)
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Monitor government social media accounts for updates
Early preparation will improve chances of successful registration in the next phase.
Contact Information
For questions or assistance:
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Helpline: 08000-9211
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Website: https://livestock.punjab.gov.pk
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In-Person: Visit your nearest Livestock Department office
Conclusion
The CM Punjab Livestock Card Phase 2 reflects a bold move to modernize agriculture and support vulnerable farmers. By offering collateral-free, interest-free loans with transparent digital tracking, the program addresses the critical financial challenges faced by rural communities. With Phase 2 now closed, the focus shifts to verification and distribution. Farmers who missed this round are encouraged to stay ready for Phase 3, expected to launch soon.